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A Guide to 100 Percent Disabled Veteran Housing Allowance

Last updated: January 3, 2024

For veterans who have given so much in service to their country, the VA provides various housing grants and allowances, especially for those with a 100% disability rating. These 100 percent disabled veteran housing allowance programs are crucial as they significantly improve the living conditions and independence of disabled veterans.

From grants that assist in modifying homes for better accessibility to financial support for adapting temporary residences, these programs play a vital role in ensuring that our veterans live comfortably and with dignity.

Types of Housing Grants For Veterans

For veterans who have selflessly served and are now living with a 100% disability rating, the U.S. Department of Veterans Affairs (VA) offers several housing allowances and grants. These programs are designed to improve living conditions and enhance the quality of life for disabled veterans.

They recognize the unique challenges faced by those who have sustained severe injuries or conditions due to their service and provide vital support in adapting their living environments to better suit their needs.

Specially Adapted Housing (SAH) Grant

The SAH grant is a housing program tailored for veterans with severe mobility issues due to their service-connected disabilities. It assists in constructing or modifying a home to make it wheelchair-accessible, including adding ramps and widening doorways. Veterans can receive up to $109,986 from an SAH grant​​.

Special Home Adaptation (SHA) Grant

SHA grants are available to veterans needing modifications to their homes because of specific disabilities. This can include adaptations for veterans who have lost the use of both hands or have certain severe burns. The maximum SHA grant as of 2023 is $22,036​​.

Home Improvement and Structural Alteration (HISA) Grant

The HISA grant helps disabled veterans make necessary home improvements for disability access or medical treatment.[1] This can involve installing roll-in showers or modifying electrical systems to accommodate medical equipment. Veterans can receive up to $6,800 for a service-connected disability or $2,000 for non-service-connected disabilities​​.

Temporary Residence Adaptation (TRA) Grant

TRA grants provide financial assistance for modifying a family member’s home, where a veteran may be staying temporarily. This is particularly useful when immediate adaptations are required in a non-permanent living situation. The amount varies depending on whether the veteran qualifies under the SAH or SHA grant criteria​​.

Fast Fact

“For SAH and SHA grants, veterans can use the funds up to six times throughout their lifetime, with a cumulative maximum amount that adjusts annually.”

Eligibility Criteria for Housing Grants

SAH and SHA Grant

For both SAH and SHA grant, eligibility is limited to veterans with specific service-connected disabilities such as the loss of limbs, severe burns, or blindness in both eyes. The nature of the disability determines eligibility for each grant. Veterans must also own or plan to own the home and intend it as their permanent residence.

HISA Grant

Available for both service-connected and non-service-connected disabilities. For non-service-connected disabilities, veterans must have a VA disability rating. The grant must be used for medically necessary improvements and structural alterations.

TRA Grant

Veterans qualifying for SAH or SHA grants can apply for a TRA grant for temporary residence adaptations. Adaptations are made in a family member’s home where the veteran is residing temporarily.

These 100 percent disabled veteran housing allowance programs play a crucial role in ensuring disabled veterans can live independently and comfortably, adapting their living spaces to meet their specific needs. For detailed information and application procedures, veterans should refer to the VA’s official website or contact their regional VA office​​​​​​​​.

Application Process for Housing Grants

  1. Identify the Grant: Determine which grant (SAH, SHA, HISA, TRA) suits your needs based on your specific disability and housing requirements.

  2. Gather Documentation: Collect necessary documentation including proof of your service-connected disability, homeownership documents, and any other relevant medical or military records.

  3. Complete Required Forms: Fill out the appropriate VA forms for the chosen grant. For SAH and SHA, use VA Form 26-4555. For HISA, use VA Form 10-0103.

  4. Submit the Application: Applications can be submitted online through the VA's eBenefits portal, mailed to your regional VA office, or in person at a VA facility.

  5. Follow Up: After submission, keep track of your application’s status and respond promptly to any requests for additional information.

Ensure all submitted documentation is accurate and comprehensive. Incomplete or incorrect information can delay the processing of your application. Accurate documentation helps the VA assess your eligibility and the extent of your needs, leading to a smoother approval process.

Financial Aspects of the Grants

Maximum Grant Amounts

  • SAH Grant: Up to $109,986 for FY 2023

  • SHA Grant: Up to $22,036 for FY 2023

  • HISA Grant: Up to $6,800 for service-connected disabilities, and $2,000 for non-service-connected disabilities

  • TRA Grant: Amount varies based on SAH or SHA eligibility

Funds must be used for home modifications that accommodate the veteran’s disability, such as widening doorways, installing ramps, or modifying bathrooms for accessibility.[2] For SAH and SHA grants, veterans can use the funds up to six times throughout their lifetime, with a cumulative maximum amount that adjusts annually.

Fast Fact

“TRA grants provide financial assistance for modifying a family member’s home, where a veteran may be staying temporarily.”

State-Specific Housing Benefits

In addition to federal grants, many states offer additional housing benefits to disabled veterans. These can include property tax exemptions, state-funded home modification programs, and other housing-related assistance.

Veterans are encouraged to explore these state-specific benefits, as they can provide further support in addition to federal grants. Contacting your state’s Department of Veterans Affairs or a local veterans service organization can provide information about available state benefits.

Explore California’s Housing Grants for Veterans

As we explore the various housing grants and allowances available for 100% disabled veterans, it's important to note that specific states, like California, offer additional resources and programs tailored to their veteran residents. Explore how you can benefit from an accessible abode with California’s disability housing program!

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Chloe Powers
Chloe works with policymakers on behalf of Disability Help to support their work at a strategic level, ensuring the conditions are in place for creative individuals and organizations to grow, reach their potential and effect relevant, sustainable change.
Do You Qualify?
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