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Claiming PTSD with the VA: Essential Tips and Procedures

Last updated: January 31, 2024
KEY TAKEAWAYS

Recognize that PTSD symptoms can vary widely among veterans and may include flashbacks, avoidance, mood changes, and heightened reactions, potentially emerging long after the traumatic event.[1]


To qualify for VA compensation, veterans must have a current PTSD diagnosis, evidence of an in-service event causing PTSD, and a medical nexus linking the event to their PTSD.


Submit comprehensive evidence, including medical and service records, personal and buddy statements, and documentation of the stressful event, to strengthen your PTSD claim.


Use VA Form 21-526EZ for filing your claim, and add VA Form 21-0781 or 21-0781a for PTSD claims, ensuring all forms are thoroughly and accurately completed.[2]


If unsure about any aspect of the claim process or gathering documents, consider getting help from a Veteran Service Officer (VSO) or a VA-accredited attorney for guidance.


As a veteran, you've faced storms both literal and metaphorical. The battlefields may vary, from combat zones to natural disasters, leaving scars seen and unseen. Among these invisible wounds, PTSD stands as a formidable foe, casting long shadows over daily life. But you're not in this fight alone.

In this guide, we delve into the specifics of claiming PTSD with the VA, arming you with vital information and tactics. As we progress step by step, you'll gain insights on how to navigate the complexities of the VA system for PTSD claims, paving the way for the recognition and healing you deserve.

1. Understanding PTSD in Veterans

Understanding PTSD in Veterans involves recognizing the complexity and depth of this mental health condition, which often stems from experiences unique to military service. Veterans are particularly susceptible to PTSD due to their higher likelihood of encountering intense and distressing situations. This can include direct combat, witnessing death or severe injury, enduring natural disasters, or experiencing significant emotional or physical trauma.

PTSD symptoms can vary greatly among individuals and may include:

  • Re-experiencing the trauma through flashbacks or nightmares.
  • Avoidance of situations or thoughts that remind them of the traumatic event.
  • Negative changes in thought and mood associated with the traumatic event.
  • Heightened reactions, such as increased arousal or irritability.

However, do note that symptoms may not appear immediately post-trauma. In some cases, veterans may start experiencing PTSD symptoms months or even years later.

The effects of PTSD can extend to various aspects of a veteran's life, including personal relationships, work, and social interactions. Challenges may include difficulty in concentrating, sleep disturbances, feelings of isolation, and emotional numbness.[1]

2. Eligibility for VA Compensation

Eligibility for VA disability compensation for PTSD involves a few critical criteria that need to be met:

  • Current Diagnosis of PTSD: The first step is having a current diagnosis of PTSD from a qualified medical professional. This diagnosis is essential in demonstrating the presence of the condition as a result of military service.
  • Proof of In-Service Event, Injury, or Illness: Veterans must provide evidence of a specific event, injury, or illness during their military service that contributed to the development of PTSD. This could be combat exposure, a training accident, or any other traumatic event experienced during service.
  • Medical Nexus Linking the Event to PTSD: It’s not enough to simply have a diagnosis and an in-service event; there must be a medical nexus, or link, between the two. This means that a medical professional should provide an opinion stating that the PTSD is "at least as likely as not" caused or aggravated by the veteran's military service.

3. Gathering and Submitting Evidence for the Claim

Gathering and submitting evidence for a VA disability claim, especially for PTSD, is a critical step in the claim process. It involves compiling a variety of documents and testimonies that collectively build a strong case for your claim. This includes:

  • Medical Records:  Include any medical records from your time in service that document your experiences, injuries, or treatment related to the events causing PTSD. you can also include post-service medical records such as data from hospital or mental health professionals you've visited since your military service. They should reflect ongoing or recurring PTSD symptoms and treatments.
  • Personal Statements: Write a detailed personal statement describing the traumatic event(s), the symptoms you experience, and how these symptoms affect your daily life. You can also use statements from friends and family regarding the changes in your behavior or health post-service, supporting your claim from a personal perspective.
  • Buddy Statements: These are written accounts from fellow service members or others who were with you during the traumatic event or who have first-hand knowledge of its impact on you.
  • Service Records: Include documents like your DD Form 214, showing dates of service, type of discharge, and duty assignments. You can also include any records indicating deployment to combat zones or participation in specific military operations related to your PTSD claim.
  • Evidence of Stressful Event: For PTSD claims, it's crucial to provide evidence of the stressful event. This could be military records, news articles, service awards, or any other documentation that corroborates the occurrence of the event.
  • Employment Records: These can show changes in work performance post-service, indicating the impact of PTSD on your professional life.

4. Filing a VA Disability Claim for PTSD

Fast Facts

Utilize the extensive resources offered by the VA, including counseling, therapy, and support groups, as part of your ongoing journey towards managing PTSD.

Filing a VA Disability Claim for PTSD (Post-Traumatic Stress Disorder) involves a specific process that is important for veterans to understand. This process begins with the completion and submission of the VA Form 21-526EZ, which is a standard form for all types of disability claims. This form can be submitted in three ways:

  • Online: Veterans can submit their claim online through the VA's eBenefits portal. This is often the fastest and most convenient way to file a claim.
  • By Mail: The form can also be sent via mail. Veterans should ensure that they have all the necessary documentation and that the form is filled out completely to avoid any delays.
  • In Person: Another option is to submit the form in person at a VA regional office. This allows veterans to speak directly with a VA representative who can assist with the claim process.

For PTSD claims specifically, additional forms are required:

  • VA Form 21-0781: This form is used to provide details about the stressful events that contributed to the PTSD. It's important for the veteran to provide as much detail as possible about the incident(s), including dates, locations, and the type of event.[2]
  • VA Form 21-0781a: This form is similar to VA Form 21-0781 but is specifically for use in cases where the PTSD is related to personal assault, including military sexual trauma. This form allows for a more detailed account of the incident(s), which is crucial for the VA to understand the context and severity of the PTSD.

5. Compensation and Pension (C&P) Exam

Fast Facts

Attend the Compensation and Pension (C&P) Exam as it assesses symptom severity, establishes service connection, and is vital in determining the disability rating.

The Compensation and Pension (C&P) Exam is a critical step in the process of obtaining disability benefits from the Department of Veterans Affairs (VA) for conditions such as PTSD. After a veteran files a disability claim, including the necessary forms such as VA Form 21-526EZ and, for PTSD, VA Form 21-0781 or 21-0781a, the VA often schedules a C&P exam to evaluate the claim. This exam serves several key purposes:

  • Assessment of the Severity of Symptoms: The C&P exam is conducted to assess the current severity of the veteran's symptoms. The examiner, usually a VA physician or a VA-contracted health professional, will evaluate the extent to which the PTSD (or other claimed conditions) impacts the veteran's daily life and ability to work. This assessment is crucial as it directly influences the disability rating, which determines the amount of compensation the veteran receives.
  • Establishment of a Nexus: A nexus, or link, between the veteran's service and their disability must be established for the claim to be successful. The C&P examiner will review the veteran's service records, medical history, and the details provided in the claim forms to determine whether the PTSD is connected to the veteran's military service. This connection is vital for the claim's approval.
  • Determining the Disability Rating: The findings from the C&P exam are used to determine the veteran's disability rating. This rating, expressed in percentages in increments of 10, reflects the severity of the disability and its impact on the veteran's ability to function. The higher the rating, the greater the compensation the veteran is eligible for.

6. Claim Review Process

The VA disability claim review process is a detailed and systematic procedure undertaken by the Department of Veterans Affairs (VA) to evaluate disability claims filed by veterans. This process involves several steps and can vary in duration depending on various factors. Here's an expanded view of what this entails:

  • Evidence Review: Once the VA receives your claim, including any relevant forms like VA Form 21-526EZ and the results of the C&P exam, they begin by reviewing all the submitted evidence. This includes medical records, service records, statements from the veteran, and any other documentation that supports the claim.
  • Disability Rating Assignment: The VA will use the evidence to determine if the disability is service-connected and, if so, to assign a disability rating. This rating, expressed as a percentage, reflects the severity of the disability and its impact on the veteran's ability to work and perform daily activities. The higher the rating, the higher the level of benefits the veteran is eligible for.
  • Duration of the Process: The duration of the claim review process can vary. Factors that influence the timeline include the complexity of the claim, the number of conditions filed for, and the completeness and clarity of the submitted records. Typically, it can take a few months, but some cases may take longer, especially if there are multiple conditions or if the evidence is not straightforward.

7. Being Prepared for Additional Requests

Fast Facts

Quickly and accurately respond to any additional information requests from the VA, as delays or inaccuracies can adversely affect your claim.

During the review process, it is not uncommon for the VA to request additional information or clarification. This can happen for several reasons:

  • Insufficient Evidence: If the initially provided evidence is not enough to make a decision, the VA may ask for more details.
  • Clarification Needed: Sometimes, the VA might require clarification on certain aspects of the claim or the evidence provided.
  • Additional Medical Examinations: In some cases, the VA may request further medical examinations or tests to get a clearer understanding of the condition.

When the VA requests additional information for your disability claim, it's important to respond quickly, as delays can affect the outcome of your claim. Make sure the information you provide is accurate and detailed, especially when it comes to medical records or personal statements. If you're unsure about the request or need help gathering documents, don't hesitate to seek assistance from a Veteran Service Officer (VSO) or a VA-accredited attorney.

Final Decision

After reviewing all the evidence, including any additional information provided, the VA will make a final decision on your claim. You will receive a written notification of the decision, including the details of the disability rating and the benefits you are entitled to.

Navigating the Journey of Claiming PTSD with the VA

In conclusion, claiming PTSD with the VA is a process that requires understanding, patience, and thorough preparation. Veterans facing the invisible wounds of PTSD deserve recognition and support for their service-related trauma. By following the outlined steps, from recognizing the varied symptoms of PTSD to meticulously gathering and submitting evidence, and understanding the significance of VA forms and examinations, veterans can navigate the VA system more effectively.

Discover the intricacies of a 70% PTSD rating with the VA and understand its implications for your disability status. Read our guide and stay informed about your benefits.

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Chloe Powers
Chloe works with policymakers on behalf of Disability Help to support their work at a strategic level, ensuring the conditions are in place for creative individuals and organizations to grow, reach their potential and effect relevant, sustainable change.
Do You Qualify?
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